Best Mint alternatives in 2026Mint shut down in January 2024. Here's what to use instead.
Intuit shut down Mint on January 1, 2024. If you're still looking for a replacement — or the app you migrated to isn't working out — here are the best alternatives, ranked by what matters most to different types of users. For investors, there's a clear winner.
What Mint actually did (and what you need to replace)
Mint combined two distinct things: a budgeting app (spending categories, bill tracking, budget alerts) and a basic investment tracker (portfolio balance, net worth). No single replacement does both perfectly. The best approach is to pick the tool that matches your primary need.
If you mainly used Mint for budgeting
YNAB, Monarch Money, or Copilot are the natural replacements.
If you mainly used Mint for investing
divtracker.ai is the upgrade — with dividend income and FIRE tools Mint never had.
The best Mint alternatives
divtracker.ai
Best for investorsThe best Mint replacement for investors. divtracker.ai covers dividend income, portfolio performance, net worth, FIRE progress, and a dividend calendar — the investment half of what Mint did, built properly.
- Dividend income tracking with yield-on-cost
- Dividend calendar with ex-dates and payment amounts
- FIRE progress tracker tied to your income
- Free to start — unlimited holdings
- Privacy-first: no account linking required
- CSV import from any brokerage
YNAB (You Need a Budget)
Best for budgetingYNAB is the gold standard for budgeting and cash flow management. If your primary need was Mint's budgeting features — tracking spending, setting category budgets, managing debt — YNAB is the natural upgrade.
- Zero-based budgeting methodology
- Strong mobile apps (iOS + Android)
- Debt paydown tools
- Active community and coaching resources
Empower (Personal Capital)
Free but ad-supportedEmpower is free and covers net worth, investment tracking, and retirement planning. The catch: it continuously pushes its paid wealth management service, and your data funds that business. Adequate if you accept those trade-offs.
- Free with automatic account syncing
- Retirement fee analyzer
- Net worth and investment dashboard
Monarch Money
Best UX for budgeting + investingMonarch Money has a polished design covering budgeting, net worth, and basic investment tracking. No dividend tracking or FIRE tools, but a good all-in-one if aesthetics and budgeting matter most.
- Clean, modern design
- Budgeting and net worth combined
- Household and partner sharing
The Mint replacement built for investors.
Mint tracked your balance. divtracker.ai tracks your income, your dividends, and your path to financial independence.
Start free — no credit card required