divtracker.ai vs CopilotMac-only vs truly cross-platform dividend tracking
Copilot is a beautifully designed personal finance app — exclusively for Mac and iOS. divtracker.ai works on every platform, costs less, and offers dividend income features that Copilot simply doesn't have: dividend calendar, yield-on-cost, and FIRE progress tied to your income.
Feature comparison
| Feature | divtracker.ai | Copilot |
|---|---|---|
| Dividend income tracking | ||
| Dividend calendar | ||
| FIRE progress tracker | ||
| Yield-on-cost per holding | ||
| Available on Windows and Android(Copilot: Mac/iOS only) | ||
| Available on Mac and iOS | ||
| Net worth tracking | ||
| Portfolio performance | ||
| Budgeting and spending analysis | ||
| Beautiful native Mac/iOS design | ||
| CSV import (any brokerage) | ||
| Privacy-first (no account linking required) | ||
| Starting price | $0 / month | $13 / month |
Choose divtracker.ai if
- You use Windows, Android, or Linux
- Dividend income and yield-on-cost matter to you
- You want a FIRE tracker connected to dividend coverage
- You don't want to link bank or brokerage accounts
- You want investing-first tools, not a budgeting app
- You want a free starting tier with no trial expiry
Copilot may suit you if
- You're on Mac and iOS exclusively
- You want a premium native app design
- Budgeting and spending categories are important to you
- You want automatic account syncing
Frequently asked questions
Is divtracker.ai available on Windows and Android?
Yes. divtracker.ai is a web app that works on every platform — Windows, Mac, Linux, Android, iOS. Copilot is Mac and iOS exclusive, with no Windows or Android support.
Does divtracker.ai track dividends like Copilot does?
Copilot doesn't have dedicated dividend tracking. divtracker.ai is purpose-built for dividend income: yield-on-cost, TTM income, ex-dividend dates, payment calendar — none of which Copilot offers.
Is divtracker.ai cheaper than Copilot?
divtracker.ai starts free with unlimited holdings. Copilot is $13/month (or $95/year) with a 30-day trial. For dividend-focused investors, divtracker.ai covers significantly more at a lower price.
What makes Copilot better than divtracker.ai?
Copilot has a genuinely premium native Mac and iOS design with polished animations and a strong budgeting component. If you're an Apple-only user who prioritises aesthetics and budgeting over dividend tracking, Copilot is an excellent choice.
Works on every platform. Free to start.
Dividend tracking that doesn't care which device you're on.
Start tracking free