Replace your portfolio spreadsheetThe spreadsheet served you. Now there's something better.
Every long-term investor has built a spreadsheet at some point. For a few positions, it works. As your portfolio grows — more holdings, dividends, FIRE calculations, multi-currency — the spreadsheet starts fighting you instead of helping you. Here's what you gain by switching.
Why spreadsheets break down for serious investors
Manual data entry every time you buy
Every trade means opening the sheet, finding the right cell, and entering prices, quantities, and dates by hand. One typo in a formula breaks calculations you won't notice for months.
Dividend tracking is a full project
Tracking ex-dividend dates, payment dates, yield-on-cost, and TTM income across 20+ positions requires custom formulas, external data lookups, and constant maintenance. Most investors give up and track it roughly.
Performance calculations are error-prone
TTWROR and IRR require time-weighted formulas that are genuinely hard to implement correctly in a spreadsheet. Most DIY sheets calculate simple return, which is wrong for portfolios with contributions.
No mobile experience
A Google Sheet on your phone is barely usable. You can't quickly check your FIRE progress, upcoming dividends, or day-change on your lunch break.
Prices don't update automatically
GOOGLEFINANCE works — until it doesn't. Rate limits, data gaps, and formula errors mean your "live" prices are often stale. You end up manually refreshing or second-guessing the numbers.
What you get with divtracker.ai
- Dividend calendar with every ex-date and payment across your whole portfolio
- Yield-on-cost calculated automatically for every position
- TTM income and forward annual income — always current
- TTWROR and IRR from your actual transaction history
- FIRE progress bar updated every time your portfolio changes
- Scenario modeller for savings rate and withdrawal assumptions
- Allocation breakdown with drift detection
- Full data export as CSV at any time — your data is always yours
How to migrate from a spreadsheet
Export your holdings as CSV
From your spreadsheet, export the columns divtracker.ai needs: ticker, quantity, purchase price, purchase date, and brokerage. Most spreadsheets have this data already.
Import into divtracker.ai
Use the CSV importer. divtracker.ai maps your columns automatically and shows a preview before saving. The whole process takes under 10 minutes for most portfolios.
Your dividend calendar and FIRE tracker are ready
Within minutes of import, your dividend calendar is populated, yield-on-cost is calculated for every position, and your FIRE progress bar reflects your real portfolio.
Common questions from spreadsheet investors
Can I still export my data if I ever want to leave?
Yes. divtracker.ai is export-first — you can download your full transaction history, holdings, and dividend data as CSV at any time. Your data is never locked in.
What if my spreadsheet has columns divtracker.ai doesn't recognise?
The CSV importer lets you manually map columns if auto-detection doesn't match. You can also clean up the CSV beforehand — the required columns are just ticker, quantity, purchase price, and date.
Will divtracker.ai replace all the custom formulas I've built?
For most investors, yes. TTWROR, IRR, yield-on-cost, dividend income projections, FIRE number — all are calculated automatically. If you have highly custom formulas specific to your tax situation or unusual asset types, you may want to keep a reduced spreadsheet alongside divtracker.ai.
Is my data private?
Yes. divtracker.ai is privacy-first. Your portfolio data stays local by default and is never shared with advertisers or financial advisors.
Your spreadsheet did its job. This does it better.
Import your holdings in minutes. Get a dividend calendar, FIRE progress, and proper performance metrics automatically.
Start free — no credit card required